Got an interesting flyer from Humana today. Effective May 1, they�re changing how they cover certain medications. Based on previous experience, I expect other carriers to follow suit shortly. The letter starts out auspiciously enough: �Humana is launching a new program designed to help employees who take certain high-cost drugs save money each month on their prescriptions. And when employees choose less expensive drugs, overall pharmacy costs should decrease.� The program targets specific medications that have �lower-cost alternatives,� presumably generic equivalents. For now, Humana is focusing on meds for heartburn, pain, allergy and high cholesterol. Left unsaid, but certainly easily inferred, look for blood pressure and anti-depressant meds to follow. The program is set up so that, at the next refill (or, for first-time use, the initial scrip), insured�s will need to talk with their doc about their new options: - Switch to lower-cost alternative (i.e. generic), - Stay on current me...
Okay, finally figured out how they work. You can post "anonymously" (i.e. without registering): Scroll down to a post's "comments" button, and click it. You'll see a screen with a large button that says "Sign In." BUT, just below that button is one that says: "Or Post Anonymously" Click on that, and you're good to go!
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