Ladies and Gentleman: The *Ultimate* HSA

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Something new

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So, we've discussed Direct Primary Care (DPC) for quite a while here at IB; some pro, some con. On balance, I think the idea has a lot of merit, and certainly potential. But as Yoda says, " there is another :" I've been reading a lot about Virtual Primary Care (VPC). Like DPC, it's usually a subscription-based model, offering direct access to a (presumably qualified) physician who can diagnose what ails ye, and even prescribe meds. One advantage to VPC is that, unlike your friendly neighborhood Direct Primary Care doc, it's available 24/7. Of course, you give up the inherent advantage of actual person-to-person direct access, but how often is that actually necessary? The other appeal to VPC is its low price, often much lower than DPC (caveat: be mindful of " you get what you pay for "). It seems to me that these plans would work well with so-called "high-deductible plans" (scare quotes because true "cat plans" are illegal under...
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Welcoming 5779

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Tonight we welcome in the New Year, hoping and praying that it will be even better than the last. It's customary to greet each other with this warm wish: ???????? ?????? ?????????? ???????????? " L'shanah tovah tikatev v'taihatem (May you be inscribed and sealed for a good year) ." So, dear readers, may the new year be one of peace, joy and health for each of you and yours. An d for a little humor: An elderly Jewish man in Miami called his son in New York and says, �I hate to ruin your day, but I have to tell you that your mother and I are divorcing; forty-five years of this misery is enough.� �Pop, what are you talking about?� the son screamed. �We can�t stand the sight of each other any longer. We�re sick of each other, and I�m sick of talking about this, so you can call your sister in Chicago and tell her,� and the father hung up. Frantic, the son called his sister, who exploded on the phone. �Like hell they�re getting divorced,� she shouted, �I�ll take care of...
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