LTC = Long Term Cruise?!
From John McCaslin (click on the title above for link, 5th item down):
Our "Dramamine" column item from earlier this week � that it costs just about the same for an 80-year-old American to live out his or her days on a luxury cruise ship ($230,497) as in an assisted-living facility ($228,075) � generated considerable response.
"On our October cruise on Royal Caribbean lines, there was an elderly lady who actually resided on the ship 'Voyager of the Sea,'" writes Becky Jackson-Turner of Acworth, Ga.
"Medicare took care of her medical needs, which were few, and whenever the ship would pull in to its main port, she would disembark for a few hours. ...
"She told us that it was just more financially feasible to do this than living in an assisted-living home and was much more fun," Mrs. Jackson-Turner recalls. "She got to meet new people all the time, always had great food and always had her bed turned down for her when it was time to sleep � with a mint to boot.
"We were blown away, but even more so when she told us of at least 20 other people she knew who did the same, except a lot of them change ships every once in a while to add a little variety."
Now, I had intended to blog about LTCi soon (I'm still massaging that post), but this was too good to pass up.
Our "Dramamine" column item from earlier this week � that it costs just about the same for an 80-year-old American to live out his or her days on a luxury cruise ship ($230,497) as in an assisted-living facility ($228,075) � generated considerable response.
"On our October cruise on Royal Caribbean lines, there was an elderly lady who actually resided on the ship 'Voyager of the Sea,'" writes Becky Jackson-Turner of Acworth, Ga.
"Medicare took care of her medical needs, which were few, and whenever the ship would pull in to its main port, she would disembark for a few hours. ...
"She told us that it was just more financially feasible to do this than living in an assisted-living home and was much more fun," Mrs. Jackson-Turner recalls. "She got to meet new people all the time, always had great food and always had her bed turned down for her when it was time to sleep � with a mint to boot.
"We were blown away, but even more so when she told us of at least 20 other people she knew who did the same, except a lot of them change ships every once in a while to add a little variety."
Now, I had intended to blog about LTCi soon (I'm still massaging that post), but this was too good to pass up.
UPDATE: I�ve been thinking about those numbers. I think that they�re high. At $228,000, that�s over $620/day for assisted living, which (around here, anyway) is on the high side.
And $230,000 for the cruisin�, well, that�s better than $4,400/week, for a single. Based on all the commercials I keep seeing on Food Network and HGTV, that seems rather high. Plus, if Granny�s cruising THAT much, wouldn�t she qualify for some kind of Frequent Sailor miles?
Still, it sounds like a pretty fun way to spend one�s Golden Years.
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